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Heba – loan-to-value

Heba's loan-to-value was 47.6% in Q2 2026, compared with 47.2% in Q1 2026. The median among 8 comparable companies in the group Listed residential companies was 48.9%. Source: Heba interim report January–June 2026, Key ratios, page 3.

The share of the property value that is financed with debt.

PeriodValueSource
Q2 202647.6%Heba interim report January–June 2026, Key ratios, page 3
Q1 202647.2%Heba interim report Q1 2026, Key ratios, page 3
Q4 202546.2%Heba year-end report 2025, Key ratios, page 3
Q3 202546.8%Heba interim report Q3 2025, Key ratios, page 3
Q2 202546.6%Heba interim report Q2 2025, Key ratios, page 3
Q1 202544.6%Heba interim report Q1 2025, Key ratios, page 3
Q4 202444.7%Heba year-end report 2024, Key ratios, page 3
Q3 202444.2%Heba interim report Q3 2024, Key ratios, page 3
Q2 202444.7%Heba interim report Q2 2024, Key ratios, page 3
Q1 202444.1%Heba interim report Q1 2024, Key ratios, page 3
Comparability
The figure is the company's own loan-to-value as stated in the report; Bostadsbolagskollen does not recalculate it. Companies define it differently: with net or gross debt, and against property value or against total assets. Comparisons include only companies that calculate against property value; companies that calculate against total assets (which then include, among other things, holdings in associated companies) are shown with the reason stated. The company's own term is shown in the source view for each value. The figure may therefore differ from analysts' own calculations.
EPRA equivalent
EPRA LTV: EPRA LTV adds items such as hybrid capital and net payables and includes joint ventures proportionally; Swedish companies normally report net debt over property value, which is usually lower.

All companies ranked by loan-to-value · Heba key figures